FHA loans allow many individuals who may not qualify for more conservative conventional mortgages loan to obtain a loan, especiall for first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements. Additionally, those with existing FHA loans may be able to take advantage of FHA's special streamlined refinance program to reduce their interrest rate/payment when market rates improve, without traditional qualifying criteria being applied.
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.
10925 Miami Street
Crown Point, IN 46307
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